Have you heard of John Reese?  He is one of the most respectable internet marketer today.  I have been subscribed to his newsletter for some time, but never quite bought any of his products, as they are beyong my means.  However, I have to share his latest video with  you.  Nope, he is not selling anything.  And his is going to revealed the method which has made him a self-made millionnaire he is today.

This is what he says:

“The ‘method’ you will discover in this video is something that I have created and fine-tuned during the past 10+ years of my life.  It took me from a depressed (and nearly suicidal) 23 year old that was in over $108,000 of debt to a self-made multi-millionaire.

And, no, my success didn’t happen overnight (it took a few short years) but my life did change INSTANTLY after making this discovery.” 

I have spent more than 1 hour to watch the video and I have to tell you it is valuable stuff.  But we won’t benefit if we dont’ take any action.   So take some time to listen to this video, and take action.  Don’t forget to read the comments on his blog. I think you will find great inspiration.

Here is the link to John Reese video:

http://www.marketingsecrets.com/reboot.html 

Start saving early.

Whether you’re saving for your kids’ college education, a new home in a nice village, or a special out-of-the-country vacation, start saving early. It is easy to put off saving until next month, but you never know what will come up that will change your plans. So instead of putting it off, begin by making a small, automated contribution to your savings account just after each paycheck. Even as little as $10 a paycheck can add up fast in a short period of time. Then, slowly begine to increase the amount each month. And if it is your child’s education you’re saving for, you’ll need to be a little wiser and start a little bigger than that now: Alwayas assume that you will need to save between $115 and $284 a month. This estimate starts when your baby is born.

Schedule an inexpensive family time

This inexpensive quality time with your partner and the kids can either be a bike ride in the park, a trip to the local library, or even a walk in your neighborhood. In this way, you spend quality time with them without having to spend much. These fun, low-cost activities for your family can also boost your relationship with them as well as your finances.

Ignore the neighbors.

In this consumer culture, you may break out in a sweat when you see the neighbors’ expensive new car, or hear about their ski trip to Switzerland. Always keep in mind your goals and stick with them. Who knows, the neighbors may be up to their eyes in debt in no time.

Seek advice.

An outside opinion can help. If it’s your intimate relationship that is suffering from your money woes, you are not alone. Even perfectly matched and compatible couples can be driven mad by their partners’ spending habits. Talk to your doctor about a marriage counselor who can guide you and your partner through this challenge.

Eliminate debt.

The first step to eliminate debt is to stop accumulating more. Then you can eliminate it. Make sure to pay your bills on time. Use cash whenever possible and work out realistic payments with creditors to reduce financial liabilities. Consolidating debt into a low-interest loan could be a great solution for you. Or perhaps you just need a structured repayment plan.

Maintain a cash cushion.

Nothing is more stressful than losing your job or receiving an avalanche of unexpected bills. Maintaining a cash cushion in the bank — typically enough to live on for at least three months — can help you sleep easier at night.

With these tips of family budgeting in mind and in motion, you will be able to finally reward yourself. You can allow yourself a reward that fits the budget, whether it’s a trip to Hawaii, a day at the spa, or a nice dinner with your partner. After all that hard work, you deserve to enjoy the fruits of your labors.

Truly, family budgeting can diminish marital problems in the area where finances are concerned. Where spending is wise, husband and wife can finally break away from stressful discussion on money matters and focus more on family-building.

First disadvantage, Paypal.

Paypal is one of the most widely accepted payment processor. And it is almost a must to use Paypal if you are an eBay seller. However, Paypal does not allow Malaysians to withdraw funds out of their account although Malaysians can open an account. The only way round this is to open a US bank account for withdrawing funds. I have done a bit of reading up and it is not difficult for Malaysians to open a US bank account. Do a search on Google, and you will find much information on opening US bank accounts for non-US citizens.

Another huge obstacle Malaysians marketers have to battle is Clickbank. Clickbank offers the biggest selection of affiliate products and majority of the internet marketers use Clickbank to sell their products. It is a huge blow for Malaysian affiliates to be barred from opening a Clickbank account. Clickbank has started to ban Malaysians a few years back due to high fraud cases. Thanks to some unscrupulous people, now the whole country is banned! Arrgghh!

Well, I have done some research on this and there ARE some ways to get around this obstacle. First, if you have someone you trust staying in countries accepted by Clickbank, then the easiest solution is to use their address and telephone number to register for an account. However, if you do not have anyone residing in these countries, then the best option is to open a virtual office in those countries which are accepted by Clickbank. For us Malaysians, the nearest would be Singapore. Do a search on Singapore virtual office, you will find that there are many virtual office packages offerred to suit different needs.

If you want more details on this area, there is a very good book specially written by a Malaysians for Malaysians internet marketers.

Chapter-M

If these options are not possible, then you can consider Paydotcom

Paydotcom’s range of products is not as established as Clickbank’s, but it is an alternative you can consider.

If you want to accept payment at your website but do not want to use Paypal, then 2CO may be an option:

The feedback I got from other marketers who uses 2CO is very positive. No issues. In fact, many marketers are lookng for Paypal alternatives as Paypal is notorious for freezing merchants’ accounts. Read here: http://www.JustSayNoToPayPal.com

The sleep after lunch represents for most adults an inaccessible luxury, even if it is highly indicated for a better digestion and to avoid over-soliciting the organism. This is exactly why you must accustom your child to this healthy habit, no matter how much he fights it. A first advice would be to insist: don’t give up on his pleadings at least until the afternoon sleep is part of his daily routine.

One way to do it is to sit down on the bed next to your child and to read him a story. His organism will surely react and he will soon fall asleep. Don’t forget to place next to him his teddy bear or doll, telling him that the toy has to sleep too.

The method can be reversed: tell him, with a serious tone, that it is essential for the toy to sleep and who can take better care of it that the child himself. Put him to bed with the toy and leave the room. It is highly probable that within the next ten minutes you will find him sleeping.

It is recommended that you will come back from time to time and see if he is indeed sleeping. If he’s playing and totally forgot he has to sleep then stay with him, cheer him up and talk to him on a low tone and it will work just like a lullaby.

Another strategy is to promise the child you will take him out in the park to play with other children and for that he needs to be rested. This will make him happy and he will go to sleep easier. The only trick is to actually go with him to the park after he wakes up. If you don’t then he will lose his trust in you and you will have more problems with him, many more than just the afternoon sleep.

Don’t use it as a blackmail though – the child needs to understand and to learn that afternoon naps are not a way to get what he wants and not a punishment either, he needs to understand them as a healthy habit necessary for his health.

If possible try to get him to sleep every day at the same hour because this way his organism will react and after a few weeks the little one will get sleepy right after lunch. That is going to be a relief from all the previous problems!